Training and Education
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Mortgage Solutions
Custom Loans
Custom Loans
Mortgage Solutions
Custom Loans
Custom Loans
Julieann Lee2024-10-09My Mum was in a challenging situation with going into Aged Care and not wanting to sell the home just yet after my Dad passed away 18 months ago. I didn’t know what to do or who to speak to. I came across Jason via Google, read the reviews and made my first call. Jason was compassionate, listened to our situation and provided possible solutions. Jason answered all of our questions and concerns and explained everything. Jason is one of the most genuine, dedicated and professional people I have come across and has stepped us through the process with his support and guidance. Nothing was too difficult and Jason is a fabulous advocate. I will be using Jason’s services again at some stage in the future and highly recommend him and his services to anyone who is looking for a wonderful Mortgage Broker. Thank you so much Jason for your support, patience, genuineness and professionalism.Natasha Chaudhry2024-10-01Where do I start! Jason from AxJ Finance is the most professional, dedicated, genuine and honest mortgage broker and person I have dealt with in a long time. Jason has gone way above and beyond to help me keep my home after a separation. He would respond any time of the day, night or weekend and would always be available to guide me and support me. Furthermore, Jason is a very smart man who knows his stuff and is willing to take the time to genuinely help everyday aussies achieve their dreams. Jason I cannot thank u enough for ur patience, help and support and ur many hours of hard work.Paul Mcwaters2024-09-25Jason has made the purchase of my property easy as my other broker couldn't find a bank to finance the house,I was recommended to Jason and now realise how much work he put in to get the finance approval.He would not take no for a answer and kept asking questions to myself to get the deal done.Cheers mate.👍Re Tol2024-08-07Jason is the broker you need in your corner! We connected with Jason after a number of disappointing experiences with some other brokers. The other brokers left our credit profile with many enquiries with zero results. Jason came on the scene and handled everything professionally. He restructured our portfolio and took the stress away from an otherwise stressful situation. Always quick to respond and update us on the status of our applications. He patiently explained the process and gave dependable timelines, resulting in desired approvals. Jason’s positive can-do attitude is commendable. Jason delivered over and above our expectations. Would use his services again. Highly recommended!!!steve allen2024-04-29I was seeking to obtain a reverse mortgage.Jason communication was awesome. He is not rude and very polite, information all correct, which makes me relax no stress. Highly recommended.Thank you Jason,my wife and I so happy we really appreciate it.Sue Perez2024-02-09Jason was extremely understanding of our situation and always willing to chat and explain the process After struggling with other lenders and brokers it was so fantastic to find Jason who was willing to listen and help us along the wayMatt Collins2023-12-05AxJ was a great choice of broker for me and my partner when we needed help getting financing for a unique property. They provided comprehensive service at a fast pace and matched my preferred communication style. Jason's service orientation in particular was terrific. He kept us very informed and involved in the process - which is exactly what we wanted - including daily check-ins and updates. He set expectations up front and met or exceeded all of them, he answered calls and texts immediately, he connected us to other experts when needed, and at one point Jason had his entire team making calls on our behalf to get us information from dozens of banks in one day.Raj Bansal2023-10-19Jason, Thanks!!! Your advise was very valuable to us. Even we didn’t gave you any business but your advise and follow ups how we are progressing is amazing. The advise you gave us how to structure already saving us heaps. Definitely when we are ready to progress will go look out for you. I wish I can give 7stars for your service. 🙏Amanda Rollason2023-10-16Jason was great to speak to. Really helpdul in determining a plan to ease some of the cost of living pressure. On following his advice we are already saving on our mortgage repayments and able to generate some savings again. 😁
Your journey to owning property is made simple. With over 20 years of combined experience, AxJ Finance Brokers provides personalised, transparent, and stress-free mortgage solutions to fit your unique financial needs.
We recognise that each family’s financial journey is distinct. As your trusted mortgage broker in Melbourne, we foster enduring partnerships by delivering proactive, responsive, and tailored mortgage solutions.
Whether you’re purchasing your first home or a business owner aiming for growth, we make your mortgage experience straightforward, ensuring you establish a strong presence in Melbourne’s ever-changing property market.
At AxJ, we strive to contagiously radiate a positive impact on people far beyond our direct reach.
Over the years we’ve established ourselves as the premier choice for mortgage brokers in Melbourne‘s thriving market. Our speciality is designing personalised loan and refinancing solutions, tailored to save you both time and money.
With a foundation of trust, supported by numerous five-star ratings from our satisfied Melbourne clients and strong connections with a wide array of lenders, we are your ideal financial partner in securing your mortgage.
We understand that every client has unique financial goals, and we’re here to provide customised mortgage solutions that suit your specific situation. Explore our range of services designed to help you achieve financial success.
With years of expertise in the mortgage industry, we offer a comprehensive solution for all your home loan needs. From refinancing to investment loans, our team is committed to delivering personalised service and expert advice.
Learn More →Refinancing options for Self-Managed Super Funds, helping you make the most of your retirement investments.
View MoreWhether you’re growing your property portfolio or just getting started, our investment loan solutions maximise your investment potential.
View MoreIdeal for retirees, reverse mortgages let you access the equity in your home without selling it, offering financial flexibility in retirement.
View MoreWe help you manage and consolidate your tax debts, offering a solution that eases financial strain and improves cash flow.
View MoreIf you’re struggling to save a large deposit, our low-deposit home loan options can help you secure a property with less upfront cost.
View MoreNeed to buy and sell a property at the same time? Our bridging loans make the transition smoother, covering the gap between buying and selling.
View MoreYour journey to owning property is made simple. With over 20 years of combined experience, AxJ Finance Brokers provides personalised, transparent, and stress-free mortgage solutions to fit your unique financial needs.
AxJ Finance Brokers is a trusted Melbourne-based mortgage broker specialising in personalised lending solutions for homeowners, investors, and businesses. Led by our principal broker, Jason, we take pride in delivering responsive, proactive mortgage services that make the lending process clear and hassle-free.
With over 40 lenders in our network, including major banks and specialised lenders, it gives you access to a variety of home loan choices that suit your financial needs. As leading finance brokers in Melbourne, we focus on being transparent, honest, and providing great service to ensure you get the best loan terms and continuous support.
Our Values:
Our Promise:
We’re here to help you easily navigate the tricky property market, offering the guidance and support you need to reach your property goals.
Your journey to owning property is made simple. With over 20 years of combined experience, AxJ Finance Brokers provides personalised, transparent, and stress-free mortgage solutions to fit your unique financial needs.
Finding the right home loan in Melbourne can be confusing with so many options available. We simplify the process by searching through over 40 lenders to find the perfect loan that fits your needs, whether you’re buying your first home or growing your property investments. Our goal is to help you save by reducing fees, minimising Lenders Mortgage Insurance (LMI), and securing the lowest repayments.
Our service gives you real-time comparisons of Melbourne’s best loan rates, detailed repayment estimates, and insights into how features like offset accounts can save you money. We also guide you through how banks assess your borrowing capacity, helping improve your chances of fast approval and enabling you to pay off your loan sooner.
You don’t need a 20% deposit to buy a home in Melbourne. With low-deposit home loans, you can enter the market with as little as 5% down. While LMI is typically required for smaller deposits, we’ll help you assess if paying LMI upfront makes sense for your situation or if there are strategies to reduce it. We guide you through low-deposit loan options, ensuring you get the best deal with minimised costs.
Credit cards can affect your loan approval more than you might think. Lenders look at all your available credit, not just your mortgage. To improve your chances of approval, we recommend lowering your credit card limits and keeping balances low. If needed, we’ll assist in consolidating credit cards to enhance your borrowing power and ensure you meet lender requirements.
The Melbourne property market has evolved, making it a challenge to navigate. However, with change comes opportunity. While some areas—particularly those with oversupply—are seen as high-risk, outer suburbs still offer great investment potential. In these high-risk zones, deposits might need to be as high as 30%, but we’ll help you find the best strategy to avoid unnecessary risks.
Our expert mortgage brokers stay ahead of Melbourne’s ever-changing property landscape to give you the upper hand. We’ll guide you through areas where property values are stable or rising and ensure that your loan matches the bank’s valuation. Whether buying or refinancing, we’ll help you make smart decisions that align with your goals.
Looking to buy a new home before selling the one you own? A bridging loan is the perfect solution. This short-term loan bridges the gap between selling and buying, allowing you to secure your dream home without waiting. We’ll guide you through the process quickly and help you secure the best terms, ensuring a smooth transition between properties without any delays.
Refinancing your investment property can reduce your interest rates, improve loan terms, and boost your rental returns. By lowering mortgage repayments, you can increase cash flow for renovations or further investments. We’ll help you find the best refinance options, ensuring you make the most of your property investment.
Investing in Melbourne property through a Self-Managed Super Fund (SMSF) is a powerful way to grow your retirement savings. SMSFs allow you to use your super to buy property, generating rental income and potential capital gains. However, strict rules govern SMSF investments. We’ll guide you through the process, ensuring compliance and helping you make the most of this opportunity for long-term wealth growth.
A reverse mortgage lets you access the value of your home as extra income, all while staying in your home during retirement. Although interest adds up and lowers your home equity over time, it’s a great choice for retirees who need more income without selling their property. We’ll assess your financial goals and guide you through the process to ensure a reverse mortgage is the right fit for your retirement plan.
Choosing an experienced mortgage broker can make all the difference in your loan journey. Our brokers have the expertise to handle complex situations, from addressing borrowing capacity to ensuring credit concerns are resolved. We use our knowledge of Melbourne’s lending policies to avoid mistakes that could lead to loan rejections, and we ensure you always get the best possible deal.
From pre-approval to settlement and beyond, we manage every step of the loan process. After your loan is finalised, we continue to monitor your rate, helping you refinance when the opportunity arises. With our experience, you’ll enjoy faster approvals, fewer errors, and a smooth, stress-free loan experience.
Finding the right home loan in Melbourne doesn’t have to be complicated. We make it simple by comparing offers from over 40 lenders, using advanced software that directly connects with banks. This enables us to present you with the best options tailored to your financial goals. Plus, we discuss ways to reduce fees, charges, and Lenders Mortgage Insurance (LMI) costs, ensuring you get the most value from your loan.
Credit cards can play a significant role in your home loan approval process. Lenders consider all your credit when evaluating your application, not just your potential mortgage. Here’s how to stay ahead:
Lenders Mortgage Insurance (LMI) is often required if you’re borrowing more than 80% of the property’s value. While it protects the lender, it can be a significant cost for borrowers. Here’s how to reduce it:
Accurate Loan Estimates with Our Melbourne Mortgage Calculator Understanding your borrowing capacity and potential repayments is crucial, and generic online calculators often fall short.
Our Melbourne mortgage calculator provides precise estimates by considering each lender’s unique policies. This way, you receive tailored information that accurately reflects your financial situation.
With our assistance, you can confidently plan your mortgage, knowing that your repayments are manageable and aligned with your budget.
Getting pre-approved for a mortgage is a vital step in the Melbourne property market, setting your budget and showing sellers you’re a serious buyer.
We streamline this process, working with over 40 lenders to secure competitive rates and terms. Our experts handle all the paperwork, guiding you through each stage to make pre-approval quick and stress-free.
Entering the Melbourne property market for the first time can be overwhelming, but you don’t have to go it alone. We provide first-time buyers with comprehensive support, from understanding your borrowing capacity to finding government grants and comparing home loans. Our personalised guidance ensures you’re well-prepared to make confident decisions.
Property valuations are crucial in determining your LVR and, consequently, your LMI costs. If a property’s valuation comes in lower than expected, it could impact your mortgage. We offer expert advice on navigating these situations, ensuring that you’re aware of how valuations can affect your overall loan structure.
Choosing between fixed and variable interest rates is a critical decision for your mortgage. Fixed rates offer stability, keeping your payments consistent, while variable rates can fluctuate, potentially offering savings if the market shifts in your favour. We provide clear, personalised advice to help you select the option that best suits your financial goals.
Navigating Melbourne’s dynamic property landscape requires expert guidance. Whether you’re accessing your home equity, reducing LMI costs, or deciding between fixed and variable interest rates, our team is here to support you every step of the way. By understanding your unique financial situation, we ensure that you’re making informed decisions that will benefit you in the long run.
We start by getting to know you—your financial goals, current situation, and what you’re looking to achieve.
We compare loan options from more than 40 lenders to make sure you get the best deal possible.
Once you’ve chosen the right loan, we handle all the paperwork and guide you through the application process step by step.
We stay by your side throughout approval and settlement, working closely with solicitors and agents to make sure everything runs smoothly.
Even after settlement, we keep working for you by reviewing your loan regularly, ensuring you’re always on the best possible terms.
Julieann Lee2024-10-09My Mum was in a challenging situation with going into Aged Care and not wanting to sell the home just yet after my Dad passed away 18 months ago. I didn’t know what to do or who to speak to. I came across Jason via Google, read the reviews and made my first call. Jason was compassionate, listened to our situation and provided possible solutions. Jason answered all of our questions and concerns and explained everything. Jason is one of the most genuine, dedicated and professional people I have come across and has stepped us through the process with his support and guidance. Nothing was too difficult and Jason is a fabulous advocate. I will be using Jason’s services again at some stage in the future and highly recommend him and his services to anyone who is looking for a wonderful Mortgage Broker. Thank you so much Jason for your support, patience, genuineness and professionalism.Natasha Chaudhry2024-10-01Where do I start! Jason from AxJ Finance is the most professional, dedicated, genuine and honest mortgage broker and person I have dealt with in a long time. Jason has gone way above and beyond to help me keep my home after a separation. He would respond any time of the day, night or weekend and would always be available to guide me and support me. Furthermore, Jason is a very smart man who knows his stuff and is willing to take the time to genuinely help everyday aussies achieve their dreams. Jason I cannot thank u enough for ur patience, help and support and ur many hours of hard work.Paul Mcwaters2024-09-25Jason has made the purchase of my property easy as my other broker couldn't find a bank to finance the house,I was recommended to Jason and now realise how much work he put in to get the finance approval.He would not take no for a answer and kept asking questions to myself to get the deal done.Cheers mate.👍Re Tol2024-08-07Jason is the broker you need in your corner! We connected with Jason after a number of disappointing experiences with some other brokers. The other brokers left our credit profile with many enquiries with zero results. Jason came on the scene and handled everything professionally. He restructured our portfolio and took the stress away from an otherwise stressful situation. Always quick to respond and update us on the status of our applications. He patiently explained the process and gave dependable timelines, resulting in desired approvals. Jason’s positive can-do attitude is commendable. Jason delivered over and above our expectations. Would use his services again. Highly recommended!!!steve allen2024-04-29I was seeking to obtain a reverse mortgage.Jason communication was awesome. He is not rude and very polite, information all correct, which makes me relax no stress. Highly recommended.Thank you Jason,my wife and I so happy we really appreciate it.Sue Perez2024-02-09Jason was extremely understanding of our situation and always willing to chat and explain the process After struggling with other lenders and brokers it was so fantastic to find Jason who was willing to listen and help us along the wayMatt Collins2023-12-05AxJ was a great choice of broker for me and my partner when we needed help getting financing for a unique property. They provided comprehensive service at a fast pace and matched my preferred communication style. Jason's service orientation in particular was terrific. He kept us very informed and involved in the process - which is exactly what we wanted - including daily check-ins and updates. He set expectations up front and met or exceeded all of them, he answered calls and texts immediately, he connected us to other experts when needed, and at one point Jason had his entire team making calls on our behalf to get us information from dozens of banks in one day.Raj Bansal2023-10-19Jason, Thanks!!! Your advise was very valuable to us. Even we didn’t gave you any business but your advise and follow ups how we are progressing is amazing. The advise you gave us how to structure already saving us heaps. Definitely when we are ready to progress will go look out for you. I wish I can give 7stars for your service. 🙏Amanda Rollason2023-10-16Jason was great to speak to. Really helpdul in determining a plan to ease some of the cost of living pressure. On following his advice we are already saving on our mortgage repayments and able to generate some savings again. 😁
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
At AxJ Finance Brokers, we believe that everyone deserves a smooth, stress-free experience when securing a home loan. As a trusted home loan broker in Melbourne, our expert knowledge and proactive approach make the entire process simple for you.
Led by Jason, a highly experienced principal mortgage broker in Melbourne, our team ensures that you get the best mortgage advice and options available.
We tailor each loan to match your specific needs, whether you’re buying your first home, refinancing, or investing.
We connect you with over 40 trusted lenders, including major banks and specialised institutions, giving you the best options available from leading finance brokers in Melbourne. effective.
From initial consultation to settlement, we keep everything clear and straightforward so you always know what’s happening.
Our service doesn’t stop at settlement—we regularly review your loan to keep you on the most competitive rate.
As Melbourne mortgage brokers, we understand the city’s property market and can guide you to the best options for your situation.
We collaborate with a wide selection of banks to provide you with a variety of mortgage options tailored to your unique needs. By engaging with different lenders, we ensure you have access to competitive rates and flexible terms, helping you discover the ideal home loan. Our thorough comparisons and expert guidance streamline the process, making it simpler for you to secure the best possible deal.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
Gap Analysis of training needs, preparation and organization of remote and/or face-to-face training and training courses.
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AxJ Finance Brokers, a trusted mortgage broker in Melbourne, specialises in providing personalised loan solutions to help you navigate the dynamic property market with ease. Led by principal broker Jason, our team is dedicated to delivering tailored, responsive, and proactive mortgage services, ensuring your financial journey is smooth and successful.
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This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
All finance applications and variations are subject to lenders terms and conditions. Fees and charges and eligibility criteria apply.
Mortgage brokers in Melbourne and surrounding areas, guiding your financial journey seamlessly.
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A J Squared Trust t/as AxJ Finance Brokers
ABN 36 875 784 774
Australian Credit Licence 550893