About Jason - AxJ Finance Brokers

At AxJ Finance Brokers, we understand that every family’s financial journey is unique. As your trusted and award-winning mortgage broker in Melbourne, we are committed to fostering long-lasting partnerships by delivering proactive, responsive, and personalised mortgage solutions. Whether you’re purchasing your first home or a business owner aiming for growth, our mission is to make your mortgage experience straightforward, enabling you to establish a strong foothold in Melbourne’s dynamic property market.

Jason, the principal finance broker at AxJ Finance Brokers, has been a cornerstone of the company since 2013. Before venturing into the mortgage industry, Jason garnered extensive experience working with several real estate agencies and developers, specialising in sales and real estate market research. This solid foundation in the property sector has been instrumental in shaping his approach to mortgage broking, allowing him to offer clients not just loans, but comprehensive solutions tailored to their unique needs.

Clients repeatedly commend Jason for his exceptional lender and submission knowledge. His ability to simplify the complex and often stressful process of securing a mortgage is a hallmark of his service. Tony Culey, a long-time client, praises Jason’s expertise: “I have used Jason’s services many times over the last two years. His lender and submission knowledge is exceptional. I have no hesitation in recommending Jason and his team.”

Anita Marshall echoes this sentiment, highlighting the efficiency of Jason’s team: “Thanks so much for your team processing a loan for me this week to help with our overload of applications. This is the first time I have used an external processing team, and it was fabulous. Thank you.”

Jason’s commitment to excellence doesn’t just stop at delivering results. He ensures that every step of the mortgage process is handled with precision and care, making the experience as stress-free as possible for his clients. Cait Bransgrove, another satisfied client, states, “Jason is absolutely amazing, I can’t recommend him enough. He creates such a stress-free process and is thorough, efficient, and extremely reliable. He makes your job feel like it’s easy and takes a lot of pressure off you when needing to lodge and track an application.”

Christopher Smith, a financial planner who has collaborated with Jason for years, also speaks highly of his work ethic: “SMI have been using Jason and his team for a number of years to assist me with the processing of home loan applications, and I consider them a part of my team. Jason’s experience and attention to detail are impeccable, his understanding of the compliance issues we face is extensive, and his diligence to customer follow-ups is exceptional.”

Jason’s unique edge lies in his deep understanding of both the property and finance sectors, which he leverages to provide clients with solutions that are both practical and insightful. John Ng, a sole director of his own brokerage, shares his experience: “Jason is hands down, half the reason why I – a sole director running my own brokerage – am still running as capably and efficiently today. He’s freed up so many hours, days even, of my own time, and I’m able to focus on other activities. Jason continues to surprise me with his industry knowledge.”

With a focus on empowering clients to achieve their financial dreams, Jason’s approach is more than just transactional. It’s about building lasting relationships, understanding each client’s unique journey, and providing tailored solutions that go beyond just securing a loan. For Jason and the team at AxJ Finance Brokers, your success is their success.

If you’re looking for a finance broker who truly understands the intricacies of both the mortgage and property markets and is dedicated to making your financial journey as smooth and successful as possible, Jason is your go-to expert.

FAQ About Jason:

What motivated you to become a mortgage broker?

 I started in 2013 as a mortgage broker. Before that, I sold properties as a real estate agent. I frequently told prospective buyers that the property I was selling wasn’t suitable for them and started pointing them to other properties for sale that were not my listing. My mentor at the time (a mortgage broker and buyer agent) said I was not a salesperson but an advisor because I looked after my client’s interest before mine. I should consider becoming a broker and buyer agent because I am good with numbers and people and am passionate about helping people by doing the right thing. I gave it a go and never looked back.

Was there a specific moment or event that led you to this path?

 I worked for a developer in Docklands selling apartments, and other local agents asked me to join their team. None of their offers appealed to me, as my gut felt that selling properties wasn’t my passion. I consulted my mentor, a mortgage broker and buyers agent (and had a long-standing successful career as a real estate agent before mortgage broking), and he said that I might consider being a broker and buyers agent.

What impact do you want to make in the lives of your clients?

I want to provide shelter to as many people as possible fundamentally, and building on that, I help people build wealth. This could be by buying homes or investment properties for people to rent. In addition, that helps my clients grow their wealth to eventually achieve freedom—financial, time, and location. Finance gives people the leverage for investments—shares, businesses, or property—and helps them achieve their dreams sooner.

For the people who cannot get finance yet, I want them to learn something and grow personally from their direct or indirect interaction with me. It could be a change in mindset, confidence, attitude, perspective, outlook—anything at all. By interacting with me, I want them to feel better and hopefully pass on the positivity to people in their circle of influence. And this is what I mean by “I strive to contagiously radiate a positive impact on people far beyond my direct reach”. People can also include stakeholders, employees, suppliers, clients, industry colleagues, referral partners, professional networks, etc. Anyone within my contact sphere and circle of influence.

What values guide the way you operate your business? 

People before profits – I prioritise people’s well-being over profits. People include clients, employees, and suppliers.

Education – I aim to educate people in every encounter so they learn something new and grow from our interaction.

Simplicity – I strive to keep things simple and seamless, as life is already busy and complicated.

Curiosity – I seek to learn about people and their stories to help them as much as possible and present their application with a good supporting story for lenders who are one step removed to understand them better and have a more compelling reason to approve their loan application. This increases the chances of approval.

Abundance – I believe there are enough resources and opportunities for everyone to thrive in their desired ways. Our business is open and transparent; we don’t keep any knowledge or information from anyone.

How would you like to be remembered by your clients, team, and community?

Someone resourceful who can solve problems, or know someone who can.

A selfless person who genuinely cared and tried his best to help people improve their lives.

Can you share a story where you helped a client (it doesn’t matter how small or big) that makes you smile?

Here: 

The Mortgage Miracle

76 year old gets a 30 year loan at 6.2% in 2024

What’s one piece of advice you always give to first-time homebuyers or to investors?

There is always a compromise between location, property type, and price. The best property in the best location often falls outside our budget. The quicker you adjust your expectations to meet your reality, the more successful you will be in the long term. Everything is temporary, including higher rates and lesser-than-ideal outcomes. Take a few steps back and see the bigger picture instead of stressing over every little detail. Seek professional advice and find someone you can trust to leverage their knowledge and experience to fast-track your journey.

What’s your favourite way to unwind after work or during the weekend?

I do chores around the house and hang out with my kids. Otherwise, I like to catch up on cars, gadgets, and tech. But, in reality, most of my time is spent thinking about growing my business.