Mortgage Broker in Ringwood

Need a trusted mortgage broker in Ringwood who truly gets your financial goals? At AxJ Finance Brokers, we deliver personalised home loan solutions designed specifically for Ringwood residents—whether you’re a first-home buyer, upgrading your property, investing, or self-employed. With strong ties to over 30 lenders and in-depth understanding of the local property landscape, we take the stress out of the lending process. From navigating complex scenarios to negotiating the best deal, we’re with you every step of the way.

Trusted Guidance from a Mortgage Broker in Ringwood

Decoding the home loan landscape doesn't have to be overwhelming. Partnering with a seasoned mortgage broker in Ringwood can take the uncertainty out of the process. Our goal is to align your property goals with the most suitable lending solutions—making your loan journey seamless and personalised.

Whether you're stepping into the property market, upgrading to a larger home, refinancing, or building an investment portfolio, we offer tailored strategies and a broad lender panel to support you. We take pride in clear communication and making sure you always know where you stand—so you feel empowered every step of the way.

★★★★★
5/5 Star Google Reviews

Benefits of Choosing a Local Mortgage Broker in Ringwood

As your local Ringwood mortgage specialist, we offer more than just mortgage solutions—we’re dedicated to the community and attuned to the nuances of the local property scene. We know how to package and present your application for maximum impact.

Make the Smart Move with a Mortgage Broker You Can Rely On

From Ringwood to Mitcham, Heathmont and surrounding suburbs, a knowledgeable local broker can be your greatest asset. We advocate for your best outcome—offering greater choice, strategic insight, and transparency throughout the journey.

Speak to a Senior Finance Broker in Ringwood

Ready to move forward? Get in touch with your local mortgage broker in Ringwood today and start your next financial chapter with confidence.


Speak to a Senior Mortgage Broker in Ringwood

Contact your local mortgage broker Ringwood today.

The Mortgage Expertise You Deserve, Delivered with a Personal Touch

At AxJ Finance Brokers, we provide a premium debt recycling service designed for clients ready to take their wealth strategy to the next level. We simplify the entire process, offering a seamless, expert-led experience backed by deep financial insight. With access to over 40 lenders, our award-winning brokers secure competitive investment loan structures and tailor your strategy with precision—so you can focus on your goals while we optimise the numbers behind the scenes.

Welcome Image

Meet The Team

Jason Kuan

Jason Kuan

Founder & Mortgage Broker

Jason is the principal finance broker at AxJ Finance Brokers. Prior to joining the mortgage industry in 2013, he worked with several real estate agencies and developers in sales and real estate market research.

Outside of the financial world Jason loves spending time with his family and walking the beautiful green areas Melbourne has to offer.

Audrey

Audrey

Operations Director

Audrey looks after our people and the culture of our company. She keeps everyone sane and ensures that our organisation is operating effectively.

Kate

Kate

Loan Processor & Administrator

Kate has been an integral contributor of Jason & Audrey’s team since 2017. She oversees all loan submissions, ensuring all bases are covered for our lenders to make a timely and informed decision on our submissions.


Meet AxJ Finance Brokers Team

Office Hours

  • Monday 8:30 AM - 5:00 PM
  • Tuesday 8:30 AM - 5:00 PM
  • Wednesday 8:30 AM - 5:00 PM
  • Thursday 8:30 AM - 5:00 PM
  • Friday 8:30 AM - 5:00 PM
Schedule a Call

Mortgage Solutions

🏠

First Home Buyer

Finding the Right Mortgage for First Home Buyers.

Start Your First Home Journey
📈

Investment Loans

Grow your property portfolio with strategic investment loans.

Grow Your Investment Portfolio
📜

Trust Loans

Loans designed for properties held in a trust structure.

Explore Trust Loan Options
🔄

Refinancing

Review your mortgage and access better loan products.

See Refinance Opportunities
🏘️

Rentvesting

Invest where you can afford while living where you love.

Learn About Rentvesting
💰

Equity Release

Unlock equity in your home for retirement or other needs.

Unlock Your Home Equity
💼

Sophisticated Investor

Tailored strategies and lending solutions for experienced investors.

Discover Investor Strategies

Custom Loans

🔑

Low-Deposit Loans

Helping you get into the property market with a smaller deposit.

See Low-Deposit Options
📊

SMSF Loans

Invest in property through your Self-Managed Super Fund.

Use SMSF to Invest in Property
🌉

Bridging Loans

Simplify your move from one property to another.

Bridge the Gap Between Homes
🛡️

LMI Waived Loans

Save thousands with waived Lenders Mortgage Insurance.

Find LMI Waived Loans
🧱

Renovation Loans

Upgrade your home with custom renovation financing.

Fund Your Renovation Plans
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Commercial Property

Finance solutions for buying or investing in commercial real estate.

Finance Commercial Property
🏦

Home Equity Loans

Tap into the equity in your home to achieve your financial goals.

Access Your Home’s Equity
🏖️

Holiday Home

Make your dream holiday property a reality.

Get a Loan for Your Holiday Home
🌿

Green Home

Loans for energy-efficient and sustainable homes.

Go Green with Home Loans
💳

Tax Debt Consolidation

Consolidate your tax debts into a manageable loan.

Consolidate Tax Debts
👴

Retirement Mortgages

Secure lending options tailored for retirees.

Loans for Retirement Life
↩️

Reverse Mortgages

Unlock income from your home’s equity during retirement.

Explore Reverse Mortgages
🔁

Changing Home Loans

Switch to a loan that suits your current lifestyle.

Change Your Home Loan
🏡

Second Home Loans

Finance options to purchase your second property.

Buy a Second Property

By Profession

🩺

Doctors

Specialist home loans tailored to medical professionals.

Home Loans for Doctors
👩‍⚕️

Nurses

Flexible home loans designed for nursing professionals.

Explore Nurse Loan Options
⚖️

Lawyers

Expert guidance and lending options for legal professionals.

See Lawyer Loan Solutions
📚

Teachers

Tailored home loans for education professionals.

Loans for Teachers
📊

Accountants

Choose to a loan that suits you.

See Loan Solution for Accountants
🛠️

Engineers

Specialist home loan options and LMI waivers tailored for engineers.

Explore Engineer Home Loans
👨‍💼

Sole Traders

Flexible home loan solutions tailored for self-employed and sole traders.

See Sole Trader Loan Options
🧾

Self-Employed Loans

Flexible home loan options for business owners and freelancers.

Loans for Self-Employed

Rates & Updates

📉

Latest Interest Rate Update

Stay informed with the most recent rate changes and news.

Check the Latest Rates
📝

Blogs & Guides

Learn About the Best Mortgage Strategies, Tips & Guides

Insights & Broker Advice

Why Us

Award-Winning Mortgage Brokers

Consistently ranked among Australia’s leading brokers, with multiple industry accolades under our belt.

Experience

With decades of hands-on experience and deep market insight, our Melbourne-based founder delivers tailored financial outcomes for every client.

Clear & Client-Focused Solutions

Complimentary Consultation: Expert advice with no strings attached.
Strategic Mortgage Planning: Aligned with your goals and life stage.
Seamless Support: We manage the entire process—from paperwork to settlement.

Smarter Loans, Better Homes

Whether you’re buying your first home, expanding your portfolio, or seeking tailored solutions, we simplify the journey with competitive rates and expert guidance.

Melbourne’s Most Trusted Mortgage Specialists

With over 320 five-star reviews, our Melbourne-based team is known for personal service, trusted advice, and local market expertise.

Accredited & Respected in the Industry

Fully endorsed by MFAA & FBAA, our credentials reflect our dedication to professional excellence and ethical lending practices.

Fully Licensed & Compliance Assured

We expertly manage complex compliance requirements to deliver a smooth and stress-free lending experience.

Take the First Step – Speak to an Expert Broker

Call Now: 03 8371 0027 for a no-obligation chat with a Melbourne-based expert and explore your best mortgage options.

Tailored Financial Strategies for Every Goal

From first homes to refinancing, our strategies are built around your lifestyle, ambitions, and long-term financial success.

Banks vs. AxJ Finance Brokers – The Smarter Choice

Discover why more Melbourne clients are choosing AxJ Finance Brokers over traditional banks—thanks to our hands-on service, broader lending network, and client-first mindset.

Traditional Banks

Customers are treated as just another number in the system.

vs

AxJ Finance Brokers

Clients enjoy personalised guidance and tailored financial solutions.

Limited loan options with rigid policies.

vs

Access to 40+ lenders offering flexible mortgage solutions.

Slow approval times with complicated processes.

vs

Faster approvals and clear support through every stage.

Focus on maximising profits for the bank.

vs

Your goals come first—we work for you, not the lender.

Generic mortgage plans that lack flexibility.

vs

Custom mortgage strategies built around your needs.

Call centers with minimal personal engagement.

vs

One-on-one support from a dedicated broker in Melbourne.

Mortgage & Finance Calculators

Use our easy-to-use calculators to plan your financial future.

Choosing a Ringwood mortgage broker means unlocking access to a diverse panel of lenders rather than being confined to one bank’s products. We offer tailored guidance, in-depth local insights, and handle the heavy lifting—from paperwork to approvals.

We offer support for first home buyers, refinancers, investors, and those with unique lending needs. Whether you’re buying in Ringwood East or investing in nearby Bayswater, our lending advice is personalised and strategic.

We assess your individual financial situation to help you understand your borrowing capacity. With that insight, you’ll be ready to explore property options in the Ringwood area with confidence.

Most of our services are offered at no direct cost to you. We receive commissions from lenders upon settlement and remain transparent about any rare instances where a fee may apply.

Yes, we’ll walk you through the pre-approval process to give you a firm budget and boost your confidence while house-hunting in Ringwood’s competitive property market.

As long-time locals, we offer a deep understanding of the Ringwood housing market. Our service is hands-on, transparent, and completely tailored to your needs—whether you're buying near Ringwood Station or upgrading in Warranwood.