Running your own business or aspiring to start one shouldn’t hold you back from buying a home. While applying for a mortgage when you’re self-employed may seem more complex compared to a salaried employee, it is far from impossible. At AxJ Finance, we specialise in helping self-employed individuals navigate the mortgage process, ensuring you find a home loan that fits your unique financial situation, even if you’re your own boss.
When you’re self-employed, lenders assess your mortgage application differently than they would for someone with a steady salary. While a traditional employee’s application focuses primarily on personal income, self-employed borrowers need to demonstrate both their personal and business financial health. Lenders often perceive self-employed income as less stable, categorising it as higher risk for missed payments. However, with proper preparation and strong documentation, you can showcase your financial stability and improve your chances of securing a home loan tailored to your needs.
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AxJ Finance Brokers, a trusted mortgage broker in Melbourne, specialises in providing personalised loan solutions to help you navigate the dynamic property market with ease. Led by principal broker Jason, our team is dedicated to delivering tailored, responsive, and proactive mortgage services, ensuring your financial journey is smooth and successful.
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This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
All finance applications and variations are subject to lenders terms and conditions. Fees and charges and eligibility criteria apply.
Mortgage brokers in Melbourne and surrounding areas, guiding your financial journey seamlessly.
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A J Squared Trust t/as AxJ Finance Brokers
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