Embarking on the purchase of a second home is an exciting milestone, whether you’re looking to grow your property investments or secure a holiday retreat. At BRAND, we recognise that this is a significant step, and we are committed to making the experience smooth and rewarding. Our tailored second mortgage solutions are crafted to meet your individual needs, ensuring you have the financial support to reach your goals. Whether you’re considering a rental property, a holiday home, or moving to a larger residence, our experienced team is here to guide you through every stage of the process. With our personalised service and industry insight, securing a second home loan with us is straightforward and hassle-free. Read More
Although refinancing with a new lender is often a popular choice for many homeowners, there are situations where a second mortgage may be a better fit. At BRAND, we understand that every financial situation is different, and a second mortgage can provide a more flexible solution suited to your needs. Here’s when a second mortgage could be the right choice:
Fixed Rate Loans: If your current mortgage has a fixed interest rate, refinancing may result in costly exit fees or the loss of a favourable rate. In such cases, rather than refinancing at a higher variable rate, a second mortgage allows you to access additional funds while keeping the benefits of your existing loan. This option lets you borrow more without compromising the advantages of your fixed rate mortgage. Read Less
With our comprehensive knowledge of second home loan options, AxJ simplifies the journey, helping you select the right loan structure—whether you’re investing in a holiday home or planning a long-term rental. We customise solutions to suit your individual needs and financial objectives. Take the next step confidently—reach out to us today to explore your second home loan options.
You’ll generally need a 20% deposit to avoid paying Lenders Mortgage Insurance (LMI).
Approval depends on your financial situation, credit history, and available equity.
Yes, if you have solid finances and clear goals, like investment or a holiday home.
Yes, a bank can refuse if you don’t meet their lending criteria or have insufficient income or credit.
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AxJ Finance Brokers, a trusted mortgage broker in Melbourne, specialises in providing personalised loan solutions to help you navigate the dynamic property market with ease. Led by principal broker Jason, our team is dedicated to delivering tailored, responsive, and proactive mortgage services, ensuring your financial journey is smooth and successful.
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This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
All finance applications and variations are subject to lenders terms and conditions. Fees and charges and eligibility criteria apply.
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