Loans & Mortgage Broker Services in Melbourne

Professional Guidance and Personalised Loan Solutions for Every Step of Your Financial Journey

Melbourne Finance Brokers Specialised

★★★★★
5/5 Star Google Reviews

Finding the right loan doesn’t have to be overwhelming. At AxJ Finance Brokers, we offer expert mortgage broker services in Melbourne tailored to your unique circumstances—whether you’re refinancing, buying an investment property, or planning for retirement. Backed by an experienced team and powered by industry-leading tools, we simplify every step of the way with personalised service, honest advice, and access to a wide range of loan products from both banks and non bank lenders.

Speak to a Senior Finance Broker

We’re excited to assist you in securing the perfect loan. New clients can conveniently apply online anytime, while existing clients are encouraged to call us for personalized support and expedited processing.

Mortgage Awards

The Mortgage Expertise You Deserve, Delivered with a Personal Touch

At AxJ Finance Brokers, we offer a premium mortgage brokerage service that takes the stress out of securing finance. We handle everything from start to finish, ensuring a seamless experience with expert guidance at every step. With access to over 40 lenders, our award-winning brokers secure competitive rates and structured loans, so you can focus on what matters while we take care of the rest.

Welcome Image

Meet The Team

Jason Kuan

Jason Kuan

Founder & Mortgage Broker

Jason is the principal finance broker at AxJ Finance Brokers. Prior to joining the mortgage industry in 2013, he worked with several real estate agencies and developers in sales and real estate market research.

Outside of the financial world Jason loves spending time with his family and walking the beautiful green areas Melbourne has to offer.

Audrey

Audrey

Operations Director

Audrey looks after our people and the culture of our company. She keeps everyone sane and ensures that our organisation is operating effectively.

Kate

Kate

Loan Processor & Administrator

Kate has been an integral contributor of Jason & Audrey’s team since 2017. She oversees all loan submissions, ensuring all bases are covered for our lenders to make a timely and informed decision on our submissions.


Meet AxJ Finance Brokers Team

Office Hours

  • Monday 8:30 AM - 5:00 PM
  • Tuesday 8:30 AM - 5:00 PM
  • Wednesday 8:30 AM - 5:00 PM
  • Thursday 8:30 AM - 5:00 PM
  • Friday 8:30 AM - 5:00 PM
Schedule a Call

Mortgage Solutions

Whether you're buying your first home, growing your investment portfolio, or exploring refinancing options, we offer tailored mortgage solutions to fit your needs. Our goal is to simplify the process and help you make confident, informed decisions at every stage of your property journey.


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First Home Buyer

Finding the Right Mortgage for First Home Buyers.

Start Your First Home Journey
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Investment Loans

Grow your property portfolio with strategic investment loans.

Grow Your Investment Portfolio
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Trust Loans

Loans designed for properties held in a trust structure.

Explore Trust Loan Options
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Refinancing

Review your mortgage and access better loan products.

See Refinance Opportunities
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Rentvesting

Invest where you can afford while living where you love.

Learn About Rentvesting
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Equity Release

Unlock equity in your home for retirement or other needs.

Unlock Your Home Equity

Custom Loans

Every borrower’s journey is unique, which is why we offer a wide range of custom loan solutions to suit your specific needs and life stage. From low-deposit and SMSF loans to renovation, retirement, and eco-friendly home finance options — we’re here to help you access flexible lending tailored just for you.


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Low-Deposit Loans

Helping you get into the property market with a smaller deposit.

See Low-Deposit Options
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SMSF Loans

Invest in property through your Self-Managed Super Fund.

Use SMSF to Invest in Property
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Bridging Loans

Simplify your move from one property to another.

Bridge the Gap Between Homes
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LMI Waived Loans

Save thousands with waived Lenders Mortgage Insurance.

Find LMI Waived Loans
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Renovation Loans

Upgrade your home with custom renovation financing.

Fund Your Renovation Plans
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Commercial Property

Finance solutions for buying or investing in commercial real estate.

Finance Commercial Property
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Home Equity Loans

Tap into the equity in your home to achieve your financial goals.

Access Your Home’s Equity
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Holiday Home Loans

Make your dream holiday property a reality.

Holiday Home Loans
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Green Home

Loans for energy-efficient and sustainable homes.

Go Green with Home Loans
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Tax Debt Consolidation

Consolidate your tax debts into a manageable loan.

Consolidate Tax Debts
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Retirement Mortgages

Secure lending options tailored for retirees.

Loans for Retirement Life
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Reverse Mortgages

Unlock income from your home’s equity during retirement.

Explore Reverse Mortgages
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Changing Home Loans

Switch to a loan that suits your current lifestyle.

Change Your Home Loan
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Second Home Loans

Finance options to purchase your second property.

Buy a Second Property
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Debt Recycling

Turn your home loan into an investment engine by recycling debt strategically.

Learn About Debt Recycling

By Profession

We understand that different professions come with unique financial needs and opportunities. That’s why we offer specialised loan solutions for professionals across a range of industries — from healthcare and education to law, engineering, and beyond. Get expert advice and tailored lending options designed to suit your career and lifestyle.


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Doctors

Specialist home loans tailored to medical professionals.

Home Loans for Doctors
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Nurses

Flexible home loans designed for nursing professionals.

Explore Nurse Loan Options
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Lawyers

Expert guidance and lending options for legal professionals.

See Lawyer Loan Solutions
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Teachers

Tailored home loans for education professionals.

Loans for Teachers
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Accountants

Choose to a loan that suits you.

Loan Solution for Accountants
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Engineers

Specialist home loan options and LMI waivers tailored for engineers.

Explore Engineer Home Loans
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Sole Traders

Flexible home loan solutions tailored for self-employed and sole traders.

See Sole Trader Loan Options
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Self-Employed Loans

Flexible home loan options for business owners and freelancers.

Loans for Self-Employed
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Investors

Tailored strategies and lending solutions for experienced investors.

Let's Talk Strategies

Rates & Updates

Stay ahead of the curve with the latest mortgage news, interest rate updates, and expert insights. Whether you're navigating the current market or planning your next move, our regularly updated resources help you make smarter, more informed financial decisions.


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Latest Interest Rate Update

Stay informed with the most recent rate changes and news.

Check the Latest Rates
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Blogs & Guides

Learn About the Best Mortgage Strategies, Tips & Guides

Insights & Broker Advice

Why Us

Award-Winning Mortgage Brokers

Consistently ranked among Australia’s leading brokers, with multiple industry accolades under our belt.

Experience

With decades of hands-on experience and deep market insight, our Melbourne-based founder delivers tailored financial outcomes for every client.

Clear & Client-Focused Solutions

Complimentary Consultation: Expert advice with no strings attached.
Strategic Mortgage Planning: Aligned with your goals and life stage.
Seamless Support: We manage the entire process—from paperwork to settlement.

Smarter Loans, Better Homes

Whether you’re buying your first home, expanding your portfolio, or seeking tailored solutions, we simplify the journey with competitive rates and expert guidance.

Melbourne’s Most Trusted Mortgage Specialists

With over 320 five-star reviews, our Melbourne-based team is known for personal service, trusted advice, and local market expertise.

Accredited & Respected in the Industry

Fully endorsed by MFAA & FBAA, our credentials reflect our dedication to professional excellence and ethical lending practices.

Fully Licensed & Compliance Assured

We expertly manage complex compliance requirements to deliver a smooth and stress-free lending experience.

Take the First Step – Speak to an Expert Broker

Call Now: 03 8371 0027 for a no-obligation chat with a Melbourne-based expert and explore your best mortgage options.

Tailored Financial Strategies for Every Goal

From first homes to refinancing, our strategies are built around your lifestyle, ambitions, and long-term financial success.

Banks vs. AxJ Finance Brokers – The Smarter Choice

Discover why more Melbourne clients are choosing AxJ Finance Brokers over traditional banks—thanks to our hands-on service, broader lending network, and client-first mindset.

Traditional Banks

Customers are treated as just another number in the system.

vs

AxJ Finance Brokers

Clients enjoy personalised guidance and tailored financial solutions.

Limited loan options with rigid policies.

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Access to 40+ lenders offering flexible mortgage solutions.

Slow approval times with complicated processes.

vs

Faster approvals and clear support through every stage.

Focus on maximising profits for the bank.

vs

Your goals come first—we work for you, not the lender.

Generic mortgage plans that lack flexibility.

vs

Custom mortgage strategies built around your needs.

Call centers with minimal personal engagement.

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One-on-one support from a dedicated broker in Melbourne.

Mortgage & Finance Calculators

Use our easy-to-use calculators to plan your financial future.

Frequently Asked Questions

A mortgage broker acts as the go-between the home buyer and a wide range of lenders. Instead of dealing with just one bank, AxJ Finance Home Loan Brokers compares mortgage options from over 40 lenders to find a home loan that suits your unique financial situation. We take the time to understand your goals and explain the loan process, helping you make informed decisions about interest rates, lender fees, and loan structures. Our goal is to make everything clear, efficient, and stress free.

When you go directly to a bank, you're limited to their loan products. A mortgage broker gives you access to a wide range of loan products across multiple lenders. At AxJ, we compare options from banks and non bank lenders to find the best deal for your needs. We also provide expert advice, guide you through the paperwork, and negotiate on your behalf. This not only saves you time but can also save you money in the long run.

Your eligibility for a home loan depends on your income, savings, credit history, existing debts, and other personal details. At AxJ Finance Brokers, our experienced team will assess your financial position and help you understand your options. We’ll guide you through the requirements for pre-approval, what documents are needed, and what you can do to strengthen your application. Our goal is to make sure you’re fully prepared before you commit to a lender or property.

To begin your loan application, you’ll typically need to provide proof of identity, income (payslips or business financials), bank statements, and details of your assets and liabilities. You’ll also receive a credit guide and credit proposal disclosure document outlining key loan features and any applicable fees and charges. At AxJ, we walk you through this documentation step by step to ensure accuracy and avoid delays.

The loan process timeline can vary depending on the chosen lender, your personal documentation, and the type of loan. In general, pre-approval can take a few days, and formal approval may take one to two weeks.